September 9, 2017
On Thursday, Equifax, one of the three main credit reporting agencies, said that identifying information for 143 million customers had potentially been compromised.
How do I know if my personal information has been taken?
Unfortunately, you may want to assume that it was. Cyberattacks happen all the time.
Equifax has created a special website to provide more information about this incident, and you can check to see whether you have been affected by clicking here. We recommend that you do so, and consider enrolling in the below fraud protection services, as well as freezing your credit report.
Freeze your credit reports
Contact Equifax, Experian and TransUnion to request a freeze. That service can cost anywhere from $3 to $10, but will prevent anyone from opening a new account, applying for a job, renting an apartment or buying insurance with your account information.
Sign up for additional fraud protection
Those affected should sign up for services that go beyond typical credit freezing and alert services, such as Lifelock, EZ Shield and Identity Guard. The most basic version of Lifelock costs $9.99 per month and provides benefits including address change verification, help cancelling or replacing lost credit cards, driver’s licenses, Social Security cards and insurance cards, plus a “restoration team” that helps correct any identity theft issues and black market website surveillance.
Regrettably, at Lenox we are all too familiar with Identity Theft, please review the whitepaper linked below that provides step by step instructions if you’ve been a victim, or how to continue to protect your identity.
Please contact your Lenox Advisor if you have any questions about protecting your identity, or if you believe you have been a victim.