Protecting & Preserving Wealth

Redefining Wealth Management

Wealth is always accompanied by complexity — whether preserving assets in the face of volatile markets, leaving a legacy without subjecting heirs to excessive taxation, exiting a successful business or protecting a substantial employer stock position.

We can help you simplify.

Through our partners, we leverage a financial planning platform that allows us to seamlessly integrate your entire financial life into an extensive plan giving you confidence that all your assets are working towards your goal. The Lenox Personal CFO incorporates a range of financial planning components and analysis resulting in a clear plan to help achieve your long-term financial goals.

Financial Planning

In order to create a financial plan that best suits your needs, we take the time to understand your goals and values and then develop strategies to help protect and preserve wealth. No matter where you are in life, we can provide guidance, tools, and solutions to help you prepare for life’s uncertainties.

Asset Allocation Analysis

Our first step is to understand your investment objectives and priorities. We then construct a portfolio with what we view to be the appropriate mix of equities, fixed income securities and alternative investments. Specialists will align your asset allocation with your goals, monitor your portfolio and advise you on any required future adjusting.

Risk Management & Insurance Strategies

No financial plan is complete without a full review of your existing insurance and overall risk management strategy. If you need life, disability income, long-term care, property and casualty, liability or even a more complex solution, we will identify the approach
we believe to be most appropriate for you and your family.

Cash Flow & Retirement Planning

Understanding the balance between your financial commitments and your cash flow requirements will help us evaluate scenarios most suited for maintaining your lifestyle before and after retirement.

Estate, Gift & Trust Planning

Estate, gift and trust planning is more than wealth transfer upon death. Integrated estate planning considers your goals and values for a tax efficient disposition of your assets during life and beyond.

Education Planning

A college education is one of the most valuable gifts you can give a child, but it can also be one of the most expensive. Lenox Advisors can help you plan for those expensive bills, without sacrificing other important financial goals.

Philanthropic Planning

Creating a plan for charitable giving can be a complex — but rewarding — process. We’ll help you identify your specific goals for giving, and align your passion with a tailored, tax-efficient action plan.

Account Aggregation & Electronic Document Storage

Our account aggregation service allows you to store all of your financial account information in one on-line virtual vault easing the burden from going to multiple sites to view your complete financial life. We also provide document storage services through our online virtual vault, allowing you to store and access crucial documents at any time.