When you leave a job, voluntarily or due to a layoff, you’re likely to have a lot on your mind. Whether you have a 401(k), 403(b) or 457(a) plan, here are your basic options when you leave a job.

A disability can happen to anyone. Anytime. Anywhere. No one plans to become disabled.

Successful corporate executives face issues that other people don’t. It’s not uncommon for them to have 80-90% of their overall wealth tied up in company stock.

Your child's 18th birthday may be just as momentous a milestone for you as it is for them. Ostensibly grown-up, at least in the eyes of the law, your child may or may not be ready to assume the financial responsibilities that come with adulthood. This checklist contains a number of basic points you might want to implement or discuss with your child before they turn 18. Day-to-day finances Help your child open a checking account in their name but add your name to the account for ready access, i

You’ve lost your job. The most important thing right now is prioritizing the protection and lifestyle of your family.

Long-term care insurance has been one of the fastest-growing segments in the insurance industry for the past five years. In order to keep up with the demand for this coverage as well as the dynamics of the industry, a company that specializes in long term care insurance is needed. Lenox is this company. Lenox represents many of today's major carriers. This allows us to find the coverage and the carrier that makes sense for each client's particular situation. What is Long-Term Care? Long-term ca

To legally hire a nanny, you need to verify work eligibility, pay Social Security taxes for them, and keep track of their tax deductions, medical benefits, and other insurance. Preparation, in the beginning, will cause fewer complications down the road. Risks In the event of an audit - If you are audited, and they find that you have not paid household employee taxes, you not only risk tax penalties but possibly criminal penalties. Doctors can lose licenses, and attorneys can get disbarred. Unem

Trusts can help you address your most important concerns. You may be able to provide income for the people and places that matter most, while minimizing and places that matter most, while minimizing estate taxes and providing funds for estate settlement costs. Irrevocable Life Insurance Trust (ILIT) A common planning technique used to minimize estate taxes involves an Irrevocable Life Insurance Trust (ILIT). A properly structured and administered ILIT will not be considered part of your estate