Most people answer this question by purchasing life insurance, but the premature passing of a breadwinner isn’t the only tragedy that can affect a family financially.

CRN202904-11035873

What legacies do you hope to leave your children and grandchildren? They could include values such as honesty, activities such as philanthropy, or even a family home passed down for generations. Many people, however, associate the word legacy with a financial inheritance. For example, legacy trusts enable wealthy individuals to leave assets to loved ones while minimizing potential tax liability. What differentiates them from other types of trusts is that they’re designed to limit estate and gif

CRN​202904-10556583​

Certain investments, such as stocks, are almost always volatile. But you may feel as though you need a particularly strong stomach these days. Stocks still provide the best long-term returns over other major asset classes (such as bonds and cash) and are generally appropriate for retirement accounts that won’t be needed in the next decade or more. But if you’re closer to retirement or simply require greater peace of mind, here are several defensive investing strategies you might want to conside

CRN​202904-10556583​