The subject of higher education for children raises a host of questions for many of our clients. What school might your children attend? Will you pay 100%, or will your children have to kick in a bit themselves? Will you save for both undergraduate and graduate-level studies? Now is the time to start thinking about your savings plan. There are many ways to save for college. Among the most popular savings vehicles are 529 and prepaid plans. Just because they are popular, howe

A main objective of an estate plan is to preserve wealth for your loved ones. There are many strategies to achieve this. If you have a large amount of funds in a traditional IRA - or in an employer plan that you intend to roll over into a traditional IRA - consider whether you might benefit from converting all or a portion of it to a Roth IRA. A conversion can allow you to turn tax-deferred future growth into tax-free growth and take advantage of a Roth IRA's estate planning benefits. Wealth Pr

Raising a family is one of life's biggest responsibilities and greatest joys. Establishing a straightforward financial plan when your children are young will help you maintain financial stability as they grow up. Protect your family's interests and provide for their dreams by asking yourself the following questions: Are we saving enough? Are we tracking our expenses accurately? Are we maximizing our 401(k) withholdings? What other savings vehicles should we consider? Should we use a 529, UG

According to the U.S. Department of Health and Human Services, at least 70 percent of people over age 65 will require some long-term care services at some point in their lives.* But, what is long-term care and how do you know if you need long-term care insurance? Current Insurance Policies What coverages do I have to address the need for long-term health care? Disability income insurance doesn't cover in-home care or nursing home costs. Health insurance doesn't cover them either. Immediate

Starting a new job is an exciting time! If you're in the midst of such a change, you need to do more than manage your new career you need to manage a new set of financial decisions as well. What to do before you leave your old job See your full financial picture: List all monthly income and expenses to get a clearer image of your financial life. Review your benefits package Determine when your former employer's insurance coverage will elapse. Which benefits need to be replaced, such as healt

Caring for an aging parent is an obligation few people ever foresee. We’ve found it helpful to advise our clients to start talking while their parents are still healthy and active.

How to Stay Safe When a Wildfire Threatens Wildfires can occur anywhere and can destroy homes, businesses, infrastructure, natural resources, and agriculture. A wildfire is an unplanned fire that burns in a natural area such as a forest, grassland, or prairie. Wildfires can: Often be caused by humans or lightning. Cause flooding or disrupt transportation, gas, power, and communications. Happen anywhere, anytime. Risk increases with in periods of little rain and high winds. If You Are Under a